EVERAID SOLUTIONS LLC  Terms of Use and Privacy Policy  Last Updated: August 27, 2025  1. Introduction  EVERAID SOLUTIONS LLC (“EverAid,” “we,” “us,” or “our”) owns and operates https://everaidquotes.com and related sites (collectively, the “Sites”). EverAid is not an insurance company. We are a sales automation system designed for sales acceleration in the insurance industry. Our platform helps streamline sales cadence,  appointment-setting, and lead distribution. Through the Sites, EverAid connects consumers with licensed insurance agents and agencies that can provide insurance quotes (the “Services”). By using our Sites or  Services, you agree to these Terms of Use and this Privacy Policy (together, the “Agreement”).  2. Terms of Use      2.1 Eligibility & Account Access: Users must be at least 18 years old and legally able to form contracts. If you create an account, you are responsible for keeping your login credentials secure.      2.2 Acceptable Use: You may not use our Sites to violate laws or regulations (including TCPA/DNC  compliance), infringe IP, impersonate others, or interfere with system security.     2.3 Intellectual Property: All trademarks, software, and technology are owned by EverAid or its licensors.     2.4 Disclaimers: Services are provided “AS IS” and “AS AVAILABLE.”    2.5 Limitation of Liability: EverAid will not be liable for indirect or consequential damages.     2.6 Indemnification: Users agree to indemnify EverAid against claims resulting from misuse.    2.7 Governing Law & Jurisdiction: Governed by Florida law; disputes resolved in Florida courts unless arbitration applies.     2.8 Dispute Resolution & Arbitration: All disputes resolved under AAA rules with waiver of jury trial.        3. Privacy Policy     3.1 Information We Collect: Personal information (name, email, phone, DOB, zip, coverage preferences),  device/browser data, cookies, geolocation. May also receive data from compliance vendors.     3.2 Sensitive Information: EverAid may process self-disclosed health or financial info with consent. EverAid is not HIPAA-covered; users should not provide medical records.     3.3 Use of Information: To provide Services, distribute leads, detect fraud, send marketing (opt-out available), and comply with laws.     3.4 Lead Distribution & Independent Contractor Status:  By submitting your information through EverAid’s Sites, you expressly authorize EverAid to share your information only with licensed independent insurance agents or agencies for the sole purpose of providing you with an insurance quote.- Independent Agent Status: Agents operate as independent contractors (1099), not employees, reps, or subsidiaries of EverAid. EverAid does not control its practices.- Agent Requirements: Agents must sign consent agreements, contact leads professionally, and use data solely for quotes. No resale or misuse permitted.- Closed Data Transfer: Information is shared only among the consumer, the licensed agent, and necessary compliance/service vendors. No third-party resale allowed.- Do-Not-Contact / Opt-Out: Agents must honor requests. Failure makes the agent solely liable.- EverAid’s Role: EverAid provides leads with documented proof of consent and retains records up to 5 years.  EverAid assumes no liability for agent misuse. Disputes must be directed to the contacting agent, not EverAid.      3.5 Information Sharing & Compensation Disclaimer:- EverAid shares consumer information only with licensed agents/agencies, compliance vendors,  hosting/analytics providers, or as required by law.- No Sale of Personal Information: EverAid does not sell consumer personal information for monetary consideration under state privacy laws (e.g., CCPA/CPRA). Compensation EverAid receives is strictly for marketing, advertising, and referral services associated with generating and distributing quote requests. This compensation is not payment for the 'sale' of consumer data but reimbursement for marketing and operational costs.  4. Additional Protective Clauses  4.1 No Employment Relationship: Nothing in this Agreement creates any partnership, joint venture,  employment, or agency relationship between EverAid and any licensed agent.  4.2 Consumer Direction Clause: Consumers acknowledge that EverAid cannot resolve complaints about agent conduct and must direct such concerns to the independent agent involved.  4.3 HIPAA Disclaimer: EverAid is not a HIPAA-covered entity or Business Associate. Consumers should not provide PHI (medical records, diagnoses, treatment history). Any health details shared are voluntary and used only to generate a quote.  5. Updates  We may update this Agreement periodically. Changes will be posted with a new 'Last Updated' date.
Contact Us EverAid Solutions LLC  2774 East Colonial Dr, Suite C #1026  Orlando, FL 32803
support@everaidquotes.com  
+1 (888)-583-3243 or +1 (888)-583-EAID